New and experienced drivers alike often have misconceptions about auto insurance and the protection it provides. If not cleared up, these misconceptions could cost you money on your coverage. At Express Insurance, we can help clarify auto insurance misunderstandings so you can make good insurance choices. Here are some of the most common misconceptions people have about auto coverage.

One Insurer is Just as Good as the Other

Insurance companies are not created equal. Some offer better coverage, services, and prices than others. To ensure you’re getting a good deal, shop around and compare what different companies in Longwood, FL have to offer. Check out company reviews as well to ensure you choose a reputable company to do business with.

Credit Score Has No Effect on Insurance Prices

Wrong! Many insurers take credit score into consideration when quoting you an auto insurance price. Your credit history is an indication of how responsible you are in managing your money. If you’re responsible in this area, chances are you will be responsible in other areas as well to include your driving.

Car Color Affects Insurance Costs

The color of your vehicle has nothing to do with insurance costs. The make and model of your car, your driving record, your age, and driving experience, however, could affect your rate.

Rental Reimbursement is Automatically Included in Auto Policies

Unless you pay for rental reimbursement coverage, this service is not included in standard auto policies. It can be added, however, at a very affordable cost.

Car Insurance Follows the Driver

Actually, car insurance follows the car. If you loan your vehicle to a friend and he causes an accident, your insurer is responsible for damages.

For more information about auto insurance or to purchase a policy in Longwood, FL, contact your Express Insurance agent today.